On 9 January 2009, the cancer site of Cancerstory.com became dormant.
However, the web contents can still be read like a book without further update.
Healing Setback
- Means Test
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- Manage your expectations
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- It's about money
Understanding Cancer
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Surviving Cancer
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Art transforms into compassion
Making a Will
The below frequently asked questions are extracted from SingaporeLawFAQ.com.
What is a Will?
A Will is a piece of paper prepared by you (or on your behalf) in which you decide who will get all your assets after you die. This will only take effect after your death. In the meantime, all the assets still belongs to you.

Can I change my Will after it had been signed?
Yes. You can change your Will anytime before your death.

How to write a will?
A Will must have the following:
  • Your name (NRIC or passport no) and address
  • Appointment of one or two executors/trustees (He or she must be above 21 years old and of sound mind) ?This is a person who will take care of your estate and distribute your estate in accordance with your wishes indicated in the Will.
  • Beneficiaries ?The persons who will be given your assets in your estate. Your estate means all your assets consisting of properties, shares, cash in the bank, CPF monies (if you have not signed the nomination form) etc.
  • Your signature ?You must sign your Will in the presence of two witnesses. Both of them must be present at the same time when you signed your Will. These two witnesses must not be your executor/trustee or your beneficiaries.
  • You must give away all your assets.
  • The easiest way to write a Will is to divide all your assets in percentage terms and give away a percentage of your assets to each of your beneficiaries.
Must I get a lawyer to write a Will?
Not necessary if you are confident in your ability to follow the above instructions and your Will is simple. Refer to sample will.

It will only be required if your Will is complicated or if you would like a lawyer to explain in greater details the legal implications of a Will.

If I have no Will, when I die, will the Government take my property?
If you do not have a Will, your assets will be distributed in accordance to the Law (known as the Intestate Succession Act, does not apply to Muslims). The Government will only take your property if you have no surviving relatives.

What about my CPF funds?
If you have nominated a beneficiary in the nomination form, CPF Board will forward your CPF money to the Public Trustee who will pay the money to your beneficiary. If you have not nominated a beneficiary, the money will go to your estate (together with the rest of your assets) and paid to whoever is entitled to your estate, either under your Will or according to Law (known as the Intestate Succession Act, does not apply to Muslims).

What will happen if I die and I do not have a Will (This applies to non Muslims only)?
If you do not have a Will, your assets will be distributed in accordance to the Law (known as the Intestate Succession Act, does not apply to Muslims), which is as follows:

Rule No Survivors (relative still living)
(Wife can also apply to Husband)
Share of estate (i.e deceased's assets)
1 Wife 
no children
no parent
Wife gets everything
2 Wife
Wife - 1/2 share
Children - 1/2 share (divided equally between all the children)
3 Wife
no children
Wife - 1/2 share
Parent - 1/2 (divided equally between them)
4 Parents
No wife & no children
Parents gets everything - divided equally between them
5 Brothers & sisters
No parents, no wife, no children
Brothers and sisters divide the assets amongst themselves equally
6 Grandparents
No parents, no wife, no children, no brothers or sisters
Grandparents divide the assets amongst themselves equally
7 Uncles & aunts
No grandparents, no parents, no wife, no children, no brothers or sisters
Uncles and aunts divide the assets amongst themselves equally
8 No surviving relatives such as above Government takes all

Note: Children of dead brothers and sisters will be entitled to their parents' share in  the assets (Under Rule 5).  Similarly, if one of the children (entitled under Rule 2) was dead, his children will take his share.  If there is such a case, check with your lawyers

What is estate duty?
This is a tax to be paid to the Government on your estate (which consists of all your assets at the time of your death). The tax is as follows:
  • First $12 million - 5%
  • Thereafter - 10%
When will estate duty be payable?
Only in the following circumstances:
  • The value of your dwelling houses is more than $9 million.
  • All other assets i.e. shares, cash in bank, CPF monies etc is more than $600,000
Is there any difference on the estate duty payable on my estate whether if I have a will or not?

What is an administrator and executor?
An administrator is a person appointed by the Court to manage your estate in the event that you have not left a Will. An executor is a person appointed by you in your Will to manage your estate.

When is a Will considered revoked? (revoke means to cancel the will)
  • In writing by another Will or
  • Burning or
  • Tearing or
  • Destroying the Will.

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